Category Archives: Retirement

There are many different types of retirement plans in existence and there are probably some you have never even heard of. When it comes time to plan your retirement, it is to your benefit to seek these plans out so you know all your options and which will work best for you. You have probably heard of a 401k but have you heard of a Section 457 Plan? The Section 457 Plan is for employees of go......
When we began our quest to save enough money for our eventual retirement, we did so with an expectation of having a wonderful and carefree retirement. The thought of needing supplemental retirement income never crossed our minds. We knew that most companies provided their employees with a fine pension and full healthcare benefits for their retirement. Most employers at the time could be t......
Early retirement means different things to different people. In fact, the word �retirement may even have differing meanings depending on your age. Prior to the 1930’s, there really was no such thing as �retirement’. Work was just a normal part of the day and people worked and worked and then, later in their years, would simply reduce the amount or strenuousness of their work as it become ......
Tear up your newspapers & turn off your TV! To listen to the TV, radio, and press these days, one would think that we are on the brink of severe financial hardship. It gets real discouraging, if you participate. I am convinced that this will become a self fulfilling prophesy if they continue to give in to these fears. This certainly can be depressing for those on a fixed income f they......
A basic retirement calculator is a program that you can find for free on the Internet. This calculator will take your current retirement savings information, let you factor in things that will affect the final number and then tell you how much more you will need to save to be able to retire at the level that you want to retire at. Many people have difficulties understanding what a basic reti......
When planning your retirement years, you probably spend a lot of time on financial considerations. It is good that you should do this, however, you should also put some planning into the type of life you want to live after you retire. When you retire, you will still be young enough to be able to live the life of your dreams; travel, learn a new sport or hobby, build a new home. The great thi......
Surely, you have heard the term Yuppie or WASP used for people of a certain part of our culture. Well, I have a new one for you that applies to millions upon millions of us, especially those that would like to partake of early retirement. If you think that you are going to be ready to retire at any point in the future, then you best understand that you are a Y.O.Y.O. That’s right, a YOYO.......
Retirement planning can be difficult to begin with, it seems that there are so many things to consider and to calculate in the plan. It can be overwhelming and because you want to live your retirement years with a little nest egg it is also something that you don’t want to mess up. A lot of people in that situation would give up or ask their family or friends, but why not use a retirem......
Thinking about retirement planning you have a choice of options or plans from which you can choose, one of those is the Individual Retirement Arrangement plan (IRA). What is IRA An Individual Retirement Arrangement plan, I will be saying IRA plan from now on, which allows people to save money for their retirement and also delay paying taxes on the income that goes in to the plan. All savings......
Teaching executives about retirement is not that easy, they are a tough crowd to teach, they are most of the time young, successful, hard working people, but they have a tendency to live to much in the now, most of them don’t like to think to much about the future and lets face it, retirement, for them, is in the far far future. Teaching them that retirement is not the same as preparin......